Buying vs. Leasing at Holmgren Subaru

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Let Holmgren Subaru help you put the pleasure back into financing a vehicle. We're actively eliminating the need to be stressed. Instead, let us show you the love. We're here to breakdown the differences between buying and leasing. When financing a vehicle, these terms confuse many buyers. Fortunately, you're not like every other buyer. You have Holmgren Subaru in your corner. Let's dive in and help you understand reasons some choose to buy while other choose to lease.

Buying or Leasing?

Buying a new vehicle, such as our popular Subaru Outback, lets you jump into automotive ownership. While, many buyers use auto loans to finance this process, it still means you'll walk away with a vehicle that's all your own at the end of your loan agreement. It's a very popular method for those purchasing a pre-owned vehicle, like our Subaru Legacy or if they want to own a brand new Subaru model.

Leasing a new vehicle lets you take advantage of the most recent model years. This option is popular for those looking to benefit from the most recent automotive innovations, but don't want to keep the same vehicle for a long time. When you lease a vehicle, such as the outstanding Subaru Ascent, you won't own the vehicle, but you also get additional protections and benefits many buyers don't receive.

At Holmgren Subaru, we understand that everyone is unique. That is why you need financing options that conform to your lifestyle. To help you make a more informed decision, take a look at some of the features of buying and leasing.

Buying Your Next Vehicle

Benefits of Buying

  • Automotive Ownership
  • No Mileage Cap
  • You Can Modify Your Vehicle to Suit Your Needs and Aesthetics
  • Eligible for Dealer Incentives
  • Not Contractually Obligated to Maintain Your Vehicle

Cons of Buying

  • Sizable Down Payment
  • Higher Monthly Payments
  • Additional Cost to Add GAP Protection
  • Technology and Emission Standards Based on Your Vehicle's Model Year

Leasing Your Next Vehicle

Benefits of Leasing

  • Lower Up-Front Payment
  • Lower Monthly Payment
  • No Hassle Trade
  • GAP Protection Included
  • Most Recent Model Year(s) Technology and Emissions
  • Covered Maintenance Under Warranty
  • Lease Loyalty Incentives
  • Eligible for Dealer Incentives

Cons of Leasing

  • Mileage Caps
  • Contractually Required to Maintain the Vehicle or Pay a Disposition Fee
  • Unable to Modify Vehicle to Suit Your Needs and Aesthetics
  • You Have No Equity

Should You Buy Or Lease?

Deciding to buy or lease is a personal decision based on driver tendencies. It's made easier when you have the right information to make an informed choice. Regardless of which financing option you choose, Holmgren Subaru is here for you.

Shop online and take advantage of our flexible and convenient financing tools. At Holmgren Subaru, your satisfaction is our focus. That is why we do all we can to help you better enjoy your car buying experience. Use our online tools and get the financing approval you need within minutes.

Contact Holmgren Subaru in North Franklin, CT. for More Information

Regardless of your lifestyle, our experts can help find the right deal for you. Visit us online or call our dealership to learn more about current offers and incentives. If you're still not sure which financing option is best, don't worry. We'll assist you with finding the perfect vehicle and deal for your needs and ensure you'll drive home happy!


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  1. Holmgren Subaru

    3 New Park Avenue
    North Franklin, CT 06254

    • Sales: 860-889-2651
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  • Contact our Sales Department at: 860-889-2651
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